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More from the Y&A blog

Page 2 of 5. Scroll for more short reads on the CRA, HST, payroll, and the tax traps that hit Canadian businesses.

EI Premiums in 2026 for Canadian Employers and Employees
Payroll

EI Premiums in 2026 for Canadian Employers and Employees

2026 EI premium rates, MIE, employer and employee maximums, Quebec rates, family-employee insurability, and T4 boxes for Canadian payroll.

4 min read
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FHSA Rules Canada: The Part That Actually Saves You Tax
Tax

FHSA Rules Canada: The Part That Actually Saves You Tax

The FHSA is the only Canadian account that gives you a tax deduction going in AND a tax-free withdrawal going out. Here's the rule, the room, and where it fits in your savings stack.

4 min read
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File HST Through CRA My Business Account: The Return Lines That Trip Owners Up
HST/GST

File HST Through CRA My Business Account: The Return Lines That Trip Owners Up

Logging into CRA is easy. The return logic isn't. Here's which lines owners get wrong, where line 108 usually drifts, and what to check before you hit submit.

4 min read
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GST/HST Mistakes That Turn Into CRA Penalties: From Late Filing to Personal Liability
HST/GST

GST/HST Mistakes That Turn Into CRA Penalties: From Late Filing to Personal Liability

Small HST mistakes stop being small the moment the amount should have been collected, remitted, or supported. Here's the order they get expensive — from filing hiccups to director liability.

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GST/HST Registration in Canada: The $30,000 Rule That Gets Expensive Fast
HST/GST

GST/HST Registration in Canada: The $30,000 Rule That Gets Expensive Fast

Crossing $30,000 is the easy part. The 29-day registration window is the trap — miss it and you can owe GST/HST you never charged the customer. Here's how to catch it before CRA does.

4 min read
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HST Filing Deadlines 2026 Ontario
HST/GST

HST Filing Deadlines 2026 Ontario

Ontario guide to 2026 HST deadlines for Canadian businesses: monthly, quarterly, annual, instalment, payment, and late-filing dates in one place.

4 min read
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HST Filing Frequency in Canada: Why Annual Isn't Always the Smart Choice
HST/GST

HST Filing Frequency in Canada: Why Annual Isn't Always the Smart Choice

Annual is easier but slower. Quarterly is faster but more work. Here's how we decide for GTA clients — when one return a year wins, and when to switch to four.

4 min read
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HST on Food and Beverages in Ontario: Why One Item Is Taxable and the Next One Isn't
HST/GST

HST on Food and Beverages in Ontario: Why One Item Is Taxable and the Next One Isn't

A single bagel at a café is taxable. Six bagels at a grocery store aren't. A 250 mL ice cream cup is taxable; a 1.5 L tub isn't. Here's the SKU-level rulebook Ontario food sellers actually need.

4 min read
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HST for Freelancers in Canada: When Your Invoice Actually Needs Tax
HST/GST

HST for Freelancers in Canada: When Your Invoice Actually Needs Tax

One freelancer, three clients — Ontario, Manitoba, US. Three different tax answers on one invoice template. Here's the place-of-supply rule most freelancers guess wrong.

4 min read
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Input Tax Credits in Canada: How Small Receipt Mistakes Become Denied Claims
HST/GST

Input Tax Credits in Canada: How Small Receipt Mistakes Become Denied Claims

ITCs look easy until a missing supplier number, a mixed-use expense, or a late claim turns a real business cost into a denied credit. Here's the rule — and the receipts that actually protect you.

4 min read
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