One late remittance. 10% penalty. We make sure it doesn't happen.
CRA doesn't wait around. Miss a payroll remittance and you're looking at a 10% penalty — automatically. Do it twice in a year and that doubles. And if you've been paying a worker on a T4A when CRA thinks they're an employee? That's back CPP, back EI, and interest going back years. We clean up what's broken — missed PD7A remittances, late T4s, overdue ROEs, WSIB gaps — and then we run your payroll going forward so you're never in that spot again.
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What we handle
Sound familiar?
These are the situations Ontario employers actually call us about. Every one of them.
First hire — no idea where to start
You just hired your first employee. But you don't have a CRA payroll account, you've never filed a PD7A, and TD1 forms are a mystery. That's normal.
We register the payroll account, set up CPP/EI/tax deductions, file the first remittance, and hand you a system that works from day one. No penalties. No guessing.
Missed CRA remittances piling up
You've got a PD7A notice sitting on your desk. Maybe a penalty letter too. Interest is building and every pay run you process makes the hole deeper.
We match the arrears to your payroll records, sort out the balance with CRA, set the right remittance schedule, and run future pay periods so you stay current.
Owner payroll vs dividends — wrong choice is expensive
You're an owner-manager paying yourself, but you're not sure whether salary, dividends, or a mix is the right call for CPP, RRSP room, and corporate taxes.
We model the salary-dividend split, run the payroll with the right remittances, and make sure the T4 ties to the T2. No surprises at filing time.
Year-end T4 boxes don't tie out
Someone ran payroll all year but the T4 boxes don't match the books. Taxable benefits like a company car or parking never got added. ROEs from mid-year terminations were never filed.
We reconcile every T4 box to the general ledger, add the missing taxable benefits, file the overdue ROEs, and submit the T4 Summary before February 28 — clean, not patched.
Where it usually goes wrong
Late remittances
Three days late on a payroll remittance and CRA hits you with 10%, plus daily interest. Do it again the same year and the penalty doubles to 20%.
Bad year-end slips
Wrong T4 boxes. Missing taxable benefits. ROEs that never got filed. That's how a normal payroll file turns into a spring nightmare.
Worker misclassification
You called them a contractor. CRA says they're an employee. Now you owe back CPP, back EI, and interest — potentially going back years.
How it works
We look at what you've got
Headcount, pay frequency, remittance history, benefits, WSIB status. And whether anything needs fixing before we start running payroll.
We set it up right
Employees onboarded, CRA payroll account confirmed, remittance schedule locked in. EHT, WSIB, and taxable benefits all mapped so nothing gets missed.
We run it and close the year
Every pay period processed, deductions remitted on time, ROEs filed when someone leaves. Year-end means reviewed T4s and a clean T4 Summary — not a scramble.
Is this for you?
If you're a one-person corp paying yourself once a quarter, you probably don't need us for payroll. But if you've got staff — shift changes, terminations, bonuses, vacation pay — and your bookkeeping, HST, and payroll all need to match every month? That's exactly what we do.
We're especially helpful when payroll connects to a bigger picture. Restaurant teams with tips and high turnover. Contractors juggling employees and subs. Office firms with taxable benefits nobody's tracking. Businesses that crossed into WSIB or EHT territory before the back office was ready.
Payroll errors don't stay in a box. They spill into your T4s, your year-end books, your T2, and eventually into CRA letters. We keep the whole chain tight.